Tier 1 Document Builder
Shareholders' Agreement
Replace the unfunded mandate with a solvent blueprint. Governance stays clear, valuation is in the open, and buyout clauses are funded.
If the APA is the marriage certificate of a deal, the Shareholders' Agreement is the prenup. It forces partners to answer: With what money? At what price? And defined by whom?
Many templates require a buyout without checking if the money exists—a promise on a check that can bounce. This builder uses live logic to stress-test your partnership so you never sign an unfunded mandate.
Deadlock Detector
50/50 is flagged so you add a tie-breaker
A governance kill switch for paralysis
A 50/50 ownership split can freeze the agency when two equal partners disagree. As you enter ownership percentages, the builder checks the split. If it detects 50/50, it triggers a critical risk badge and halts until you add a tie-breaker so the business can move forward.
Funding Gap Analysis
Buyout liability vs life insurance—green or red
The agreement isn't an unfunded mandate
It compares what you'd owe a partner's family to the total coverage you have. If you're short, it shows red so you can add coverage or plan ahead. The agreement stays fundable.
Valuation in the Open
Company valuation agreed with justification
Everyone knows how the buyout price is set
The builder captures how the buyout price is determined—the method and the agreed-upon number—so it's in the agreement, not a surprise later. It also flags tax risk when life insurance and a stock buyback mix in certain structures, so partners can restructure before signing and avoid a heavy tax hit for a partner's family.